The Science of Investing

Investing is more than just intuition or luck; it's a disciplined process rooted in research, data analysis, and economic theory. The science of investing involves understanding market trends, asset allocation, risk management, and the psychology of decision-making.

By applying principles such as diversification, investors can reduce risk by spreading their money across different asset classes like stocks, bonds, and real estate. Modern Portfolio Theory (MPT), developed by Harry Markowitz, is a cornerstone of this approach, focusing on how diversification can optimize returns for a given level of risk.

Another key aspect of the . . .

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